My loan modification was denied. What now?
Can I appeal a denial?
Some programs allow an appeal within a set number of days. Your denial letter should explain the reason and any appeal rights.
What other options exist?
Repayment plans, forbearance, a reapplication if your finances change, selling, a short sale, or a deed in lieu. A housing counselor can walk you through them.
Educational information only. Not legal advice, and no outcome is promised. Laws change, so consult a licensed Texas attorney or HUD-approved housing counselor.